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“Escape the strict corporate environment. With a more relaxed attitude towards financing, the diverse, fun and bubbly team at iwoca come together to help small businesses get on their feet.”
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iwoca offers flexible credit to small businesses across Europe, allowing them to take advantage of opportunities previously only available to their larger peers. From placing larger stock orders to bridging cashflow gaps, finance helps power our customer's growth. A job in London at
													 iwoca

We launched iwoca in 2012 and have already grown into one of Europe's leading fintech lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance. That means we offer instant decisions and have no upfront fees, no lengthy forms and no long-term commitments. A job in London at
													 iwoca

Most importantly technology has allowed us to build a revolutionary risk model that understands any small business based on its trading data. Take an online retailer for example - analysing customer feedback scores, seasonal trends and profit margins helps us to predict the company's future health. In fact we look at thousands of data points for every applicant to make fair lending decisions, instantly.

Our tech team is young and extremely dynamic. Meeting very high quality standards, it is constantly working to improve our systems, to make them as fast, reliable and scalable as possible.

If you are curious, dynamic, and love beautiful code, come and join us, to give small businesses better access to funding!


  • Table tennis
  • Pool table
  • Foosball table
  • Chess board
  • Comfy chairs and sofa

  • Having a cup of tea with the queen
  • Buying a beer with your name on it
  • Playing twister in an elevator
  • Startups
    Small but growing fast, where things change quickly. You'll need to be hard-working and flexible, but you'll know your work matters.
  • Top Tech
    Work with the latest technology and know that your workmates are as excited about it as you are.
Highlights from EuroPython 2016
15 Aug 2016


Most of our tech is written in Python, so it’s critical that we keep up with the latest developments. That’s why I recently represented iwoca at EuroPython in Bilbao, Spain. With five tracks and over 100 sessions it’s Europe’s largest Python conference. I learnt too much to mention but here are some of the highlights: (Read More)


















Meet Vien, iwoca’s HR Manager
9 Jun 2016

Vien is our People person. She handles everything from recruitment to team happiness. Vien started her career in accounting, working as an auditor for KPMG Hong Kong, but found that crunching numbers was not her thing so she completed a masters in HR management. Enough of me explaining – I’ll let her tell the story.

Hi Vien! Tell me, what made you pursue a career in HR?

I left my job at a big accountancy firm to pursue HR because I craved a more people-oriented profession. Since I have a finance background, I wanted to stay in the industry to utilise the skills I had already acquired, but in a different capacity. Working at a financial technology startup is especially exciting for me since it is such a departure from working in a strict corporate environment. There’s a whole part of my wardrobe that I have basically forgotten about or should maybe sell…

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iwoca takes home three Credit Awards
25 May 2016
Last night we had the pleasure of attending the Credit Awards at the Grosvenor Hotel in Mayfair. We started off the night full of anticipation — we were shortlisted for six awards, more than any other company — and we didn’t leave empty handed!


The night kicked off with a three-course dinner and silent auction for the Children’s Trust, an organisation supporting children with brain injuries. At one point, the whole ballroom joined in on a game of heads or tails — whilst it may have looked silly to see a sea of credit professionals touch their heads and bums before each coin toss, it was for a good cause!

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iwoca named Finance Provider of the Year in the 2016 CICM British Awards
27 Apr 2016

We’re delighted to announce that iwoca has just been chosen as the Commercial Finance Provider of the Year by The Chartered Institute of Credit Management. This is the second “provider of the year” award we’ve won in as many years – last year we were named the Alternative Lender of the Year by Credit Today.

It’s particularly exciting that we were competing against the entire business finance space for the award, not just against “Alternative” providers. We think this reflects that recent product developments have made us more mainstream and iwoca is now relevant to just about every small business in the UK. In particular, we have:

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As a Broker Operations Support Specialist you will join the Broker Channel team (currently 3 people), to assist in the daily operations of our rapidly expanding broker channel. -
You will be calling businesses across the UK and explaining iwoca’s product. -
We now need smart, charismatic and confident Quality Assurance Officer to join our dynamic and successful UK Sales team. -
You will be working with python and our in-house analysis platform to derive actionable and accurate insights from our customer data and develop our bespoke lending platform to fit the needs of the German business. -
As the Direct Marketing Lead, you will be responsible for driving customer acquisition through Direct Marketing with a particular focus on Direct Mail and Email. -
We are looking for Engineer who love to code and get their hands dirty with raw data. -
As the Communications Manager, you will be responsible for acquiring customers and partners to iwoca by engaging them with our brand narrative. -
Reporting to our CTO, you will be expected to utilise your data-driven curiosity to help us analyze our customer data in order to identify opportunities where we can optimise our risk models to drive efficiency and speed throughout the process. -
Payments Advisor - London, UK
We are looking for a hard-working individual with empathy and excellent customer service skills to join this expanding and fast-paced team. -
We are looking for a Paralegal with experience in debt recovery to join our Payments & Collections team. The Paralegal will work closely with the Head of Collections to determine case direction and strategy. -
Senior Recruiter - London, UK
You will work with teams from across iwoca, to understand recruitment needs and achieve quarterly recruitment goals. -
We are now looking for a Payables Clerk Intern to join the Finance team. The internship is for an initial period of 6 month with the possibility of consideration for a permanent role based on performance. -
The Client Onboarding Team is responsible for managing and developing the early stage of the client relationship, ensuring clients are presented with our product advantages and benefits. -
We are now looking for a brilliant Payables Clerk to join our well-managed and fun Finance Team. -
Our Customer Support Agent will be responsible for ensuring that no customer is left unattended and that every call is diverted to the appropriate team. -
You will be the first point of contact for our German clients. In this role you will be responsible for collecting business documents submitted by them and you will get a chance to develop a deep understanding of the SME customer base. -
We are looking for smart, passionate and adaptable individuals who love working with data as we have a lot of data! -
You’ll be working closely with both tech and product to build pixel-perfect UIs, marketing pages, email templates and more. The perfect candidate is fluent in web technologies and passionate about building great user experiences. -
At iwoca, the Frontend team focuses on building a beautiful and well engineered product using Javascript. -
Client Onboarder - London, UK
You will be responsible for the administration and organisation of business documents required from our clients. You will be in direct contact with our customers and be the first point of contact for loan applicants, too. -
Your role will be to use data to make smart marketing decisions and help us implement new marketing strategies in Poland. You would be responsible for taking our external communication (website, blog, mailings etc.) to the next level. -
Joining our German marketing team, you will work closely with our head of marketing and the senior management team. -
We are seeking an experienced Debt Recovery Specialist who will be required to work within a fast paced, customer focused environment, providing great customer service while maintaining the team’s excellent track record. -
As an integral part of our broker sales team, you will be responsible for the development and management of commercial relationships with finance brokers nationwide. -
We are looking for a passionate developer with an eagerness to learn new things and be part of developing an amazing revolutionary lending platform. -
As part of our German customer service team, you will be responsible for collecting and organising business documents submitted by our clients. -
Our customer success team makes sure we consistently deliver A+ service in this context. -
Join a high-growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture. -
We're looking for a smart, passionate Finance Intern who will be available for a 6-month internship from July to help us accelerate growth whilst offering support to our tight-knit Finance Team. -
We offer real career progression for outperformers all the way up to senior management. -
Account Manager - London, UK
Iwoca's Account Managers use the vast amount of data gathered (such as customer health scores, lifetime value, customer feedback and surveys) to drive a deeper relationship to build trust with iwoca. -
As part of our outbound Credit Analyst team you will be responsible for generating leads and converting them into active customers. -
We’re now looking for an experienced regulatory officer to take on the challenges faced by a fast-growing alternative lender. -
Our team of Credit Analysts are responsible for making lending decisions for each of the small businesses that approach iwoca. -
Join a high growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture. -
Underwriter - London, UK
Join a high growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture. -
Credit Analyst - London, UK
Join a high growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture. -
iwoca Ltd, 39-45 Shaftesbury Avenue, London, W1D 6LA