Credit facility for small businesses, offering loans of up to £100k to SMEs in UK, Spain, Poland and Germany.
iwoca offers flexible credit to small businesses across Europe, allowing them to take advantage of opportunities previously only available to their larger peers. From placing larger stock orders to bridging cashflow gaps, finance helps power our customer's growth.
We launched iwoca in 2012 and have already grown into one of Europe's leading fintech lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance. That means we offer instant decisions and have no upfront fees, no lengthy forms and no long-term commitments.
Most importantly technology has allowed us to build a revolutionary risk model that understands any small business based on its trading data. Take an online retailer for example - analysing customer feedback scores, seasonal trends and profit margins helps us to predict the company's future health. In fact we look at thousands of data points for every applicant to make fair lending decisions, instantly.
Our tech team is young and extremely dynamic. Meeting very high quality standards, it is constantly working to improve our systems, to make them as fast, reliable and scalable as possible.
If you are curious, dynamic, and love beautiful code, come and join us, to give small businesses better access to funding!